Tuesday, December 7, 2010

Claim Denied: Misrepresentation

Many people don't consider the application for a Massachusetts Auto Insurance policy a legal contract, but it is. Know your facts www.jmdins.com We walk through that application with you step by step. We see how a simple yes or no answer can mean getting paid fully on a claim, or not getting paid at all!!

J.M. Doherty has been "steering you in the right direction" for more than 36 years. www.jmdins.com

Our staff can tell you first hand that the insurance companies know the term "misrepresentation" well.

When you answer the question: Do you use the vehicle for business, NO, and you deliver (anything) for a living, then you've misrepresented yourself.

When you answer the question: Are there any other listed drivers, NO, and anyone else uses your car regularly, then you've misrepresented yourself.

What customers don't see is the claim denial letter that comes in and simply states "claim denied" reason: Misrepresentation

Maybe that doesn't bother you. We all live in the "not going to happen to me" world. The truth is bad things can happen to good people. It's why we are in business.

J.M. Doherty Insurance can put your mind at ease. We can help answer your questions about the things we all do. Flying under the radar is fine until something big happens. "It's never a problem until there's a problem"

Don't get caught with inadequate coverage, or worse, misrepresenting yourself. www.jmdins.com is here to help.

Thank you!!

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